BANKING AND INSURANCE COMPANIES (SBP) | Università degli studi di Bergamo - Didattica e Rubrica

BANKING AND INSURANCE COMPANIES (SBP)

Attività formativa monodisciplinare
Codice dell'attività formativa: 
87082

Scheda dell'insegnamento

Per studenti immatricolati al 1° anno a.a.: 
2019/2020
Insegnamento (nome in italiano): 
BANKING AND INSURANCE COMPANIES (SBP)
Insegnamento (nome in inglese): 
BANKING AND INSURANCE COMPANIES (SBP)
Tipo di attività formativa: 
Attività formativa a scelta dello studente
Tipo di insegnamento: 
Opzionale
Settore disciplinare: 
ECONOMIA DEGLI INTERMEDIARI FINANZIARI (SECS-P/11)
Anno di corso: 
3
Anno accademico di offerta: 
2021/2022
Crediti: 
6
Responsabile della didattica: 

Altre informazioni sull'insegnamento

Modalità di erogazione: 
Didattica Convenzionale
Lingua: 
Inglese
Ciclo: 
Secondo Semestre
Obbligo di frequenza: 
No
Ore di attività frontale: 
36
Ambito: 
A scelta dello studente
Prerequisites

None.

Educational goals

According to the objective of the Degree curricular program, the course aims at presenting the structure, operating principles and some products of banks and insurance companies. The focus will be on the evolution from the traditional banking and insurance business to the "tech" business, with the relevant organizational implications and innovations. Specific reference will be made to the Italian and American markets, complemented by relevant examples from other countries.
Innovations will also be analyzed with reference to the contingent situation: from natural catastrophes to pandemic insurance products.

Course content

Financial intermediation and economic and social growth
Stability and effectiveness of financial systems' regulation.
Banks' performance and how to evaluate it.
Financial and social reports.
Banks versus insurance: what's different
Innovation in banking and insurance: fintech and insurtech
Fintech and insurtech: typology and perspectives
Fintech and financial inclusion
Understanding securitization
Securitization and the global financial crisis
Securitization in insurance /pandemic bonds.
The Covid-19 pandemic and the financial markets

Teaching methods

Lectures, exercises, group works, individual assignments

Assessment and Evaluation

Final grade is based on:
-quality of in-class participation 15%
-group work 15%
-individual reports 15%
-written exam 55%

The written exam comprises open questions, requesting short answers, and some multiple choice questions.

Further information

The course is offered in English within the Summer Business Program a.y. 2021-22 (only for students of the undergraduate programs in “Economia”, “Economia aziendale” and foreign/Erasmus students). A maximum number of students is accepted. In order to be considered, students must apply, following the instructions for the Summer Business Program a.a. 2021-22 published on website https://www.unibg.it/node/388.
Attendance is compulsory, max 25% absence rate is admitted.
Reference person for the Summer Business Program: prof. Mauro Cavallone
Course given by: prof. Laura Viganò.

If the course is offered in distance learning or in a blended form, some changes to what declared in the syllabus may apply in order to make the course and exams functional to the distance mode.